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Shortly after we moved into our Loudon, New Hampshire home last summer, Eversource (our local electricity provider) raised rates per kWh from $0.08 to $0.11 - leading to an increase in everyone's electricity bills of about 30%. A few months later, that same company increased that rate from $0.11 pe...

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We all want to be in charge of our financial futures - not having to report to bosses, spend the next couple decades or more doing things we don't enjoy, being able to enjoy life a little more than we currently do. We may hope that, eventually, "our time will come", but if we don't make wise decisi...

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If you're on Twitter, watch the news on TV or YouTube, or listen to it on the radio, you've probably heard a lot of noise about the economy. And if you're anything like me, you might have a million questions bustling around in your head like: Is the economy headed for a recession!? Is this just no...

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If you're anything like me, you'd like to keep track of how things are going with the United States economy - what to expect for the price of gas and heating oil, interest rates, the housing market and more - before hearing about it on the local news. But, like me, you're not an economist, hedge fu...

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The Federal Reserve just announced that our nation has hit an all-time high in credit card debt at $930 billion. Considering there are 331 million people in the country (and about 75% of us are adults), that means that the average American adult owes $3,750 in credit card debt. This chart doesn't...

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We, as a society, love subscriptions. For a consistent, simple rate, we can get access to certain services, products, food and even clothes on a regular basis. And, since most subscriptions are on a monthly basis, they seem very affordable, too. "$40 for the gym? No big deal." "$20 for that stre...

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To help with Us Enduring, I've joined quite a few relevant communities on Reddit. I'm mainly looking for relevant stories or news to share, or common questions that need answers or could benefit from helpful discussion. I just came across this post and it spoke to me: 2 things that I see in thi...

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Yes, we timed the market perfectly (and got extremely lucky). And despite the upfront costs of installing solar panels for our home just this past spring, we're already realizing a cost savings every month on our electricity. Here's my experience so far owning solar panels for about 8 short months....

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I've spent a good deal of time recently trying to visualize what it might feel like to go through a modern day stock market crash. Then, yesterday, I came across this tweet featuring someone's personal experience going through the 1987 market crash: Email I got a while ago from someone on what it w...

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I came across this video narrated entirely by Warren Buffet: The title is misleading - not once did he mention another crash, let alone it being worse than 1929. But I find it helpful to look back in history when preparing for the future. After all, the Bible says in Ecclesiastes 1:9: "What h...

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Aside from the negativity of the current Biden administration, what do you think about this tweet today by Robert Kiyosaki? Bye bye US $. Saudi Arabia officially joins BRICS. 1974 US $ became PETRO $. Day after Biden pulled out of Afghanistan Saudis began negotiations with RUSSIA CHINA. Saudi offic...

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12

Expect to lose your job

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Oct 18, 22

The other day, I asked the community to share how they were preparing for the economic depression. One of the things that has been on my mind as a real possibility for me, is that I could quite possibly lose my job. And then I was thinking that it might not be a bad idea to actually expect it. Thi...

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What are you doing to prepare? One thing that I've been thinking about recently is that preparation, in this case, requires some risk. Risk that an economic depression like that of the 1920s might not occur this time around and that all of the preparations might not be necessary, or end up being a...

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